Billy Offerman

Welcome to the Billy Offerman State Farm Agent office in Algona, IA. My team and I are proud to serve individuals and families with reliable insurance options and local insight. With deep roots in the community, we see all seasons as an opportunity to help you move forward with confidence. Whether you’re new to the area or a long-time resident, our goal is to support your everyday needs with insurance that fits your lifestyle.

As December arrives and we wrap up 2025, it’s the perfect time to reflect on what truly matters—family, loved ones, and the traditions that make this season special. The gift of Life Insurance helps ensure the people closest to your heart stay supported through every chapter ahead. Whether you’re preparing for holiday road trips or simply navigating winter weather on your daily commute, our Good Neighbor team is here to assist with Auto Insurance options that help you drive with confidence.

For those putting long-term goals into action, we offer Life Insurance options designed to support your family and future. Whether you’re growing your household, nearing retirement, or want to help care for loved ones, our team can walk you through coverage that fits your stage of life. We’re here to answer your questions, offer clear explanations, and help you choose with confidence.

We offer Car Insurance as well as coverage for Motorcycles, RVs, ATVs, and many other vehicles. We also provide Home, Condo, and Renters Insurance to help protect where you live and what you cherish most. Whether you're settling into your first apartment, buying your dream home, or relocating within Iowa or Minnesota, our office is ready to support you. If you own a small business, we can assist with Business Insurance to help keep things running smoothly.

Outside the office, I enjoy traveling with my wife and our three daughters, staying active with our mini Goldendoodle, and cheering on local teams. I am also a member of the Algona Area Chamber of Commerce. As a high school football coach, I love helping people “tackle” their insurance needs with the same teamwork and commitment I bring to the field. Stop by or give us a call — we’re ready to help you protect what matters most.

-Honor Club, Ambassador Club, SVP Club West Central

-Chairmen's Circle 2021

-Car, Auto, Life, Home, Renters, Business, Farm, Flood Insurance in Algona, IA.

-Car, Auto, Life, Home, Renters, Business, Farm, Flood Insurance in Kossuth Co Iowa.

-Car, Auto, Life, Home, Renters, Business, Farm Insurance covering all of Iowa and Minnesota.

-Local State Farm Agent in Algona, IA, since 2020

-Serving Kossuth, Palo Alto, and Emmet counties

-Offering Auto Insurance for new or experienced drivers

-Safeguarding your property with Home Insurance

-Helping your family with Life Insurance

-Explore Motorcycle Insurance for your next adventure

-Providing Condo Insurance

-Renters encouraged to explore Renters Insurance

-Helping your pets with comprehensive Pet Insurance

-Offering Business Insurance for dedicated entrepreneurs

-Licensed in Iowa and Minnesota

-Over 13 years of experience with State Farm

-Graduated from the University of Northern Iowa

-Local football coach and Chamber of Commerce member